- 01
Direct impact
No fund in between. You choose the dream, see the milestones and watch the proof arrive. A small backing can complete a milestone when several Backers join in.
- 02
Transparent by design
Every dream shows its goal, milestones and progress. Dreams are reviewed before they go live, and money moves only when proof is posted.
- 03
A relationship, not a transaction
Chat with the Dreamer and follow updates. Many Backers return because they enjoy watching a plan become something real, knowing they helped.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a pilot training dream with a goal of $45,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
$6,750 · 15%
Start ground preparation
Post ground-course and initial lesson receipts, a training schedule and a redacted summary of your planned licence route.
Milestone 2
$13,500 · 30%
Build instructed flight time
Share aircraft and instructor invoices alongside a redacted training log showing the completed lessons in this stage.
Milestone 3
$15,750 · 35%
Complete advanced flight practice
Upload flight-time receipts and an instructor progress summary covering the navigation and practice sessions funded here.
Milestone 4
$9,000 · 20%
Prepare for final assessment
Post assessment booking or payment records, final practice invoices and a redacted update on your training status.
Risks to plan for
- R1
Weather interrupts flying
Poor weather can cancel booked lessons and extend training. Use completion windows rather than fixed flight dates, and include travel flexibility in the relevant milestones.
- R2
More practice is needed
The planned flight hours may not be enough to reach assessment readiness. Base the budget on a training estimate and explain how extra practice would affect the final two stages.
- R3
Aircraft availability changes
Maintenance or instructor scheduling can interrupt access to the training aircraft. Confirm booking arrangements early and leave space between flight blocks before assessment bookings.
Questions and answers
Do Backers get anything in return?
Backings are gifts, so there are no shares, interest or repayment. You get a clear view of the progress you made possible and a direct line to the Dreamer.
How can I prove flight training without sharing my full logbook?
Post paid aircraft and instructor invoices with a redacted summary of the relevant training entries. Hide identity numbers and other personal details while keeping lesson dates and the funded training activity understandable.
Can I promise to earn the licence by a fixed date?
Avoid making a licence date a guaranteed outcome. Weather, aircraft access and assessment readiness can change the schedule. Set out the training stages you intend to fund and explain how you will report delays to Backers.
Budget example
A typical cost split for a pilot training dream in Miami, shown in USD. Backers pay you directly using your accepted payment methods.
Example goal
$45,000
- Aircraft and instructor time$29,250 · 65%
- Ground school materials$4,500 · 10%
- Assessments and required checks$6,750 · 15%
- Airfield travel and lodging$4,500 · 10%
What you receive
- Backers give
- $45,000
- 0% platform commission
- −$6,750
- You receive
- $38,250
Ready when you are
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