Budget example
A typical cost split for a coffee shop dream wherever you live, shown in USD. Backers are charged the equivalent in US dollars.
Example goal
$60,000
- Brewing machines and grinders$21,000 · 35%
- Counter and space fit-out$18,000 · 30%
- Beans and serving supplies$9,000 · 15%
- Opening operations reserve$12,000 · 20%
What you receive
- Backers give
- $60,000
- Platform fee (15%)
- −$9,000
- You receive
- $51,000
- 01
Price from quotes, not hopes
Get at least two quotes for every large cost and note what is included. Backers rarely mind a high goal; they mind a goal that looks invented.
- 02
Plan for what you receive
The platform fee is deducted from each backing, so you receive 85% of what Backers give. Set the goal so that amount covers your real costs.
- 03
Add a small buffer
Prices move. A buffer of five to ten percent in your last milestone covers surprises without making the goal look padded. Say so openly in your story.
Example milestone plan
An example plan for a coffee shop dream with a goal of $60,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
$9,000 · 15%
Plan the counter
Share a measured counter plan, water and power requirements, and itemised estimates for the proposed coffee bar.
Milestone 2
$18,000 · 30%
Prepare the space
Post dated fit-out photos and contractor invoices showing completed counter, plumbing and electrical preparation.
Milestone 3
$21,000 · 35%
Install brewing equipment
Upload machine and grinder receipts, installation photos and a short demonstration of the complete brewing station.
Milestone 4
$12,000 · 20%
Rehearse opening service
Share a practice service log, opening bean and milk stock records, and photos of the finished customer area.
Risks to plan for
- R1
Unsuitable utility connections
Existing water or power connections may not suit the chosen machine. Confirm equipment requirements before fit-out and include a budget line for connection changes.
- R2
Slow drink preparation
An attractive counter can still create queues if staff cross paths. Use a timed practice rush in the final milestone and allow for small changes to the workstation.
- R3
Early stock waste
Beans, milk and fresh food can be wasted while demand is uncertain. Start with a limited opening range and use the operating reserve for measured replenishment.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: $100 gives the Dreamer $85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Questions and answers
Can my first milestone cover planning rather than equipment?
Yes. A measured counter layout, utility checks and written fit-out estimates give Backers tangible planning proof. Keep this stage smaller than equipment installation and explain what decisions it settles.
How do I show the coffee bar is ready without claiming sales?
Film the brewing station in use and share a practice service log covering drink preparation and cleaning. Pair those records with installation receipts; readiness proof does not need a revenue forecast.
Should my goal include the platform fee?
Yes. The fee is taken from the backing, never added for the Backer. With a goal of $60,000, you receive $51,000 once everything is released.
Ready when you are
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