How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: $100 gives the Dreamer $85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
Your backing is split across the milestones. When proof is posted you are notified and can release your share or ask for more. You can back anonymously.
- 03
If something goes wrong
If you do not release a milestone in time, the money still held for it and later steps comes back to you, minus the fee. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a dental care dream with a goal of $7,500. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
$1,125 · 15%
Confirm the dental estimate
Post a redacted examination receipt and itemised provider estimate showing the dental work included in the funding goal.
Milestone 2
$3,375 · 45%
Complete the main procedure
Share paid invoices for the main dental procedure and related charges, with patient identifiers and clinical notes hidden.
Milestone 3
$1,875 · 25%
Attend fitting and adjustments
Upload redacted receipts for planned fitting or adjustment appointments and any separately billed laboratory work.
Milestone 4
$1,125 · 15%
Finish planned review visits
Post final review receipts and a redacted expense summary comparing the completed funded stages with the original estimate.
Risks to plan for
- R1
Examination changes the scope
An examination may identify work missing from an early estimate. Use the first milestone to confirm an itemised scope and explain any budget revision before the main procedure stage.
- R2
Laboratory work needs time
A custom dental item may need laboratory work and later adjustments. Keep that spending separate from the main procedure and allow a flexible window for the fitting milestone.
- R3
Extra visits increase travel
A fitting or procedure may require more return visits than first expected. Estimate travel separately and state which review journeys are included rather than implying unlimited follow-up.
Questions and answers
What if the dentist changes the estimate after examination?
Share a redacted revised estimate and describe which funded stages or cost lines change. Keep the explanation about scope, timing and expenses rather than private clinical details, so Backers can review the updated spending plan.
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof, how much is held and how much is released. You only release money for milestones you have reviewed yourself.
Do I need to post photographs of my teeth?
Use itemised estimates, paid invoices and appointment confirmations with personal details hidden instead. Photographs are not necessary to explain dental spending, and your proof plan can keep treatment images and clinical records private.
Budget example
A typical cost split for a dental care dream wherever you live, shown in USD. Backers are charged the equivalent in US dollars.
Example goal
$7,500
- Dental procedure fees$4,875 · 65%
- Imaging and examination costs$1,125 · 15%
- Laboratory and appliance charges$1,125 · 15%
- Review visit travel$375 · 5%
What you receive
- Backers give
- $7,500
- Platform fee (15%)
- −$1,125
- You receive
- $6,375
Ready when you are
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