Example milestone plan
An example plan for a language study dream with a goal of €6,200. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
€1,860 · 30%
Book the opening block
Post the school booking receipt, the first course payment and a dated plan for accommodation during the opening block.
Milestone 2
€1,860 · 30%
Attend the core block
Share the next course invoice, an attendance summary and an original writing or speaking sample from this class block.
Milestone 3
€1,550 · 25%
Extend classroom practice
Upload receipts for the next teaching block and accommodation, plus a short learning update based on completed classwork.
Milestone 4
€930 · 15%
Finish and review learning
Post remaining course receipts, a final attendance record and a self-recorded language sample comparing your learning goals.
- 01
Build your dream
Write your story, add photos and set milestones as a private draft. When you are ready, publish with a monthly membership; every dream is reviewed before it goes live.
- 02
Reach Backers who want to help
Published dreams appear in the swipe feed, where Backers browse by category, save the ones they like and chat with you before they give.
- 03
Get paid as you deliver
Each backing is split across your milestones. Post proof when a step is done; Backers release their share and you receive it after the platform fee.
Budget example
A typical cost split for a language study dream in Rome, shown in EUR. Backers are charged the equivalent in US dollars.
Example goal
€6,200
- Language course tuition€3,100 · 50%
- Books and practice materials€620 · 10%
- Local transport€620 · 10%
- Accommodation and daily essentials€1,860 · 30%
What you receive
- Backers give
- €6,200
- Platform fee (15%)
- −€930
- You receive
- €5,270
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: €100 gives the Dreamer €85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Risks to plan for
- R1
Class level needs adjustment
An initial placement may put you in a class that does not fit your skills. Ask about level changes before booking and allow the opening milestone to document the confirmed class.
- R2
Accommodation costs drift
Accommodation dates may not line up with teaching weeks. Budget for the actual stay, not only classroom days, and match housing receipts to the learning blocks they support.
- R3
Fluency is hard to define
A promise of fluency can make progress difficult to assess fairly. Use attendance and comparable language samples as proof, with specific learning aims for each teaching block.
Questions and answers
Can accommodation be part of a language school goal?
Yes, if it is needed to attend the course. State the length of stay and separate accommodation from tuition so Backers can follow the budget. Share payment records with addresses and other personal information hidden.
What if my language level improves more slowly than expected?
Show the lessons attended and the work completed rather than claiming a guaranteed level. Use similar speaking or writing tasks at different stages, and explain any changes to your learning plan in the milestone update.
Who can fund a language study dream in Rome?
Anyone with a clear goal, honest milestones and the proof to show for them. Every dream is reviewed before it goes live to keep the feed safe for Backers.
Ready when you are
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